Genesis Bank
Genesis Bank is a bank based in Benoit, Mississippi, established in 1904, with $98 million in total assets across 1 branch. By Trust Grade it ranks 3rd of 57 banks we track in Mississippi. Its capital ratio of 14.1% is stronger than 67% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Genesis Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genesis Bank compares to Mississippi peers
How we graded Genesis Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.1% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Genesis Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 202 Main St, Benoit, MS 38725
Are deposits at Genesis Bank insured?
Yes. Genesis Bank is an FDIC-insured bank (FDIC certificate #15817). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genesis Bank: frequently asked questions
Is Genesis Bank a good bank?
Genesis Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Strongly profitable (ROA 1.18%).
Is Genesis Bank FDIC-insured?
Yes. Genesis Bank is a FDIC-insured bank (FDIC certificate #15817). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Genesis Bank?
Genesis Bank holds $98 million in total assets, ranking 3rd of 57 banks we track in Mississippi. It operates 1 branch.
Does Genesis Bank have CFPB complaints?
No CFPB complaints against Genesis Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
