Richton Bank & Trust Company is a bank based in Richton, Mississippi, established in 1931, with $54 million in total assets across 2 branches. By Trust Grade it ranks 32nd of 57 banks we track in Mississippi. Its capital ratio of 14.7% is stronger than 71% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Richton Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Richton Bank & Trust Company compares to Mississippi peers
How we graded Richton Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Richton Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 809 N Front St, Richton, MS 39476
- 114 South Front Street, Richton, MS 39476
Are deposits at Richton Bank & Trust Company insured?
Yes. Richton Bank & Trust Company is an FDIC-insured bank (FDIC certificate #11817). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Richton Bank & Trust Company: frequently asked questions
Is Richton Bank & Trust Company a good bank?
Richton Bank & Trust Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.73%).
Is Richton Bank & Trust Company FDIC-insured?
Yes. Richton Bank & Trust Company is a FDIC-insured bank (FDIC certificate #11817). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Richton Bank & Trust Company?
Richton Bank & Trust Company holds $54 million in total assets, ranking 32nd of 57 banks we track in Mississippi. It operates 2 branches.
Does Richton Bank & Trust Company have CFPB complaints?
No CFPB complaints against Richton Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
