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Bloomsdale Bank

Bloomsdale, MO · Est. 1914 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Bloomsdale Bank is a bank based in Bloomsdale, Missouri, established in 1914, with $397 million in total assets across 5 branches. By Trust Grade it ranks 168th of 195 banks we track in Missouri. Its capital ratio of 7.6% trails most similarly sized banks (10th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.44% return on assets. No consumer complaints against Bloomsdale Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$397.2M
$100M–1B institution
Deposits
$366.0M
Branches
5
Capital ratio
7.6%
Bottom 10% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.4%
Top 5% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#168
of 195 banks

How Bloomsdale Bank compares to Missouri peers

Capital ratio
Bottom 10% of $100M–1B peers
Bloomsdale Bank
7.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Bloomsdale Bank
2.4%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bloomsdale Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.6% capital ratio)
  • Strongly profitable (ROA 2.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bloomsdale Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 100 Bailey Rd, Crystal City, MO 63019
  • 695 Center Dr, Sainte Genevieve, MO 63670
  • 100 South Scenic Drive, Herculaneum, MO 63048
  • 55 Mill Hill Rd, Bloomsdale, MO 63627
  • 1309 Shapiro Drive, Festus, MO 63028

Are deposits at Bloomsdale Bank insured?

Yes. Bloomsdale Bank is an FDIC-insured bank (FDIC certificate #9788). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bloomsdale Bank: frequently asked questions

Is Bloomsdale Bank a good bank?

Bloomsdale Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 2.44%).

Is Bloomsdale Bank FDIC-insured?

Yes. Bloomsdale Bank is a FDIC-insured bank (FDIC certificate #9788). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bloomsdale Bank?

Bloomsdale Bank holds $397 million in total assets, ranking 168th of 195 banks we track in Missouri. It operates 5 branches.

Does Bloomsdale Bank have CFPB complaints?

No CFPB complaints against Bloomsdale Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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