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Alliance Bank

Cape Girardeau, MO · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Alliance Bank is a bank based in Cape Girardeau, Missouri, established in 1997, with $400 million in total assets across 5 branches. By Trust Grade it ranks 63rd of 195 banks we track in Missouri. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.32% return on assets. No consumer complaints against Alliance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$399.9M
$100M–1B institution
Deposits
$339.3M
Branches
5
Capital ratio
12.8%
Top 21% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.3%
Top 43% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#63
of 195 banks

How Alliance Bank compares to Missouri peers

Capital ratio
Top 21% of $100M–1B peers
Alliance Bank
12.8%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $100M–1B peers
Alliance Bank
1.3%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Alliance Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliance Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 820 N Main St, Sikeston, MO 63801
  • 1516 State Hwy W, Oran, MO 63771
  • 2320 E Jackson Blvd, Jackson, MO 63755
  • 217 N Kingshighway St, Cape Girardeau, MO 63701
  • 601 Us Highway 61, New Madrid, MO 63869

Are deposits at Alliance Bank insured?

Yes. Alliance Bank is an FDIC-insured bank (FDIC certificate #34566). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliance Bank: frequently asked questions

Is Alliance Bank a good bank?

Alliance Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.32%).

Is Alliance Bank FDIC-insured?

Yes. Alliance Bank is a FDIC-insured bank (FDIC certificate #34566). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alliance Bank?

Alliance Bank holds $400 million in total assets, ranking 63rd of 195 banks we track in Missouri. It operates 5 branches.

Does Alliance Bank have CFPB complaints?

No CFPB complaints against Alliance Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Central Bank Of Kansas City
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Bloomsdale Bank
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Ma Bank
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Branson Bank
bank · Branson, MO · $410M assets
Farmers State Bank
bank · Cameron, MO · $384M assets
Bank Of Franklin County
bank · Washington, MO · $416M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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