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Ma Bank

Macon, MO · Est. 1893 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Ma Bank is a bank based in Macon, Missouri, established in 1893, with $407 million in total assets across 3 branches. By Trust Grade it ranks 107th of 195 banks we track in Missouri. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Ma Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$407.4M
$100M–1B institution
Deposits
$363.7M
Branches
3
Capital ratio
9.2%
Bottom 32% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.1%
Bottom 45% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#107
of 195 banks

How Ma Bank compares to Missouri peers

Capital ratio
Bottom 32% of $100M–1B peers
Ma Bank
9.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $100M–1B peers
Ma Bank
1.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Ma Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ma Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2022 North Baltimore, Kirksville, MO 63501
  • 1513 N Missouri St, Macon, MO 63552
  • 202 N Main St, Monroe City, MO 63456

Are deposits at Ma Bank insured?

Yes. Ma Bank is an FDIC-insured bank (FDIC certificate #14695). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ma Bank: frequently asked questions

Is Ma Bank a good bank?

Ma Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.12%).

Is Ma Bank FDIC-insured?

Yes. Ma Bank is a FDIC-insured bank (FDIC certificate #14695). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Ma Bank?

Ma Bank holds $407 million in total assets, ranking 107th of 195 banks we track in Missouri. It operates 3 branches.

Does Ma Bank have CFPB complaints?

No CFPB complaints against Ma Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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