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Central Bank Of Kansas City

Kansas City, MO · Est. 1950 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Central Bank Of Kansas City is a bank based in Kansas City, Missouri, established in 1950, with $399 million in total assets across 2 branches. By Trust Grade it ranks 37th of 195 banks we track in Missouri. Its capital ratio of 12.7% is stronger than 78% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.61% return on assets. No consumer complaints against Central Bank Of Kansas City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$399.1M
$100M–1B institution
Deposits
$328.8M
Branches
2
Capital ratio
12.7%
Top 22% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.6%
Top 4% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#37
of 195 banks

How Central Bank Of Kansas City compares to Missouri peers

Capital ratio
Top 22% of $100M–1B peers
Central Bank
12.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Central Bank
2.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Central Bank Of Kansas City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 2.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Central Bank Of Kansas City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2301 Independence Boulevard, Kansas City, MO 64124
  • 3740 E Truman Rd, Kansas City, MO 64127

Are deposits at Central Bank Of Kansas City insured?

Yes. Central Bank Of Kansas City is an FDIC-insured bank (FDIC certificate #17009). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Central Bank Of Kansas City: frequently asked questions

Is Central Bank Of Kansas City a good bank?

Central Bank Of Kansas City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 2.61%).

Is Central Bank Of Kansas City FDIC-insured?

Yes. Central Bank Of Kansas City is a FDIC-insured bank (FDIC certificate #17009). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Central Bank Of Kansas City?

Central Bank Of Kansas City holds $399 million in total assets, ranking 37th of 195 banks we track in Missouri. It operates 2 branches.

Does Central Bank Of Kansas City have CFPB complaints?

No CFPB complaints against Central Bank Of Kansas City appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Alliance Bank
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Ma Bank
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Branson Bank
bank · Branson, MO · $410M assets
Farmers State Bank
bank · Cameron, MO · $384M assets
Bank Of Franklin County
bank · Washington, MO · $416M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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