Southwest Missouri Bank is a bank based in Carthage, Missouri, established in 1979, with $1.2 billion in total assets across 11 branches. By Trust Grade it ranks 177th of 195 banks we track in Missouri. Its capital ratio of 6.7% trails most similarly sized banks (3th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Southwest Missouri Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwest Missouri Bank compares to Missouri peers
How we graded Southwest Missouri Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.7% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwest Missouri Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 300 W 3rd St, Carthage, MO 64836
- 2417 Grand Ave, Carthage, MO 64836
- 4000 E 7th St, Joplin, MO 64801
- 110 N Neosho Blvd, Neosho, MO 64850
- 1000 E 32nd St, Joplin, MO 64804
- 2995 Gardner Edgewood Dr, Neosho, MO 64850
- 2530 N Range Line Rd, Joplin, MO 64801
- 101 E Grand Ave, Jasper, MO 64755
- 5935 N Main St, Joplin, MO 64801
- 3202 Mc Clelland Blvd, Joplin, MO 64804
- 855 North Highway D, Oronogo, MO 64855
Are deposits at Southwest Missouri Bank insured?
Yes. Southwest Missouri Bank is an FDIC-insured bank (FDIC certificate #22876). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwest Missouri Bank: frequently asked questions
Is Southwest Missouri Bank a good bank?
Southwest Missouri Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Profitable (ROA 0.98%).
Is Southwest Missouri Bank FDIC-insured?
Yes. Southwest Missouri Bank is a FDIC-insured bank (FDIC certificate #22876). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwest Missouri Bank?
Southwest Missouri Bank holds $1.2 billion in total assets, ranking 177th of 195 banks we track in Missouri. It operates 11 branches.
Does Southwest Missouri Bank have CFPB complaints?
No CFPB complaints against Southwest Missouri Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
