Mid America Bank is a bank based in Jefferson City, Missouri, established in 1914, with $1.2 billion in total assets across 11 branches. By Trust Grade it ranks 10th of 195 banks we track in Missouri. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.19% return on assets. No consumer complaints against Mid America Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid America Bank compares to Missouri peers
How we graded Mid America Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.1% capital ratio)
- Strongly profitable (ROA 2.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid America Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 101a E 3rd St, Meta, MO 65058
- 278 Highway H, Eugene, MO 65032
- 580 Karen Dr, Holts Summit, MO 65043
- 804 Highway 28 W, Belle, MO 65013
- 3855 Osage Beach Pkwy, Osage Beach, MO 65065
- 502 E Main St, Linn, MO 65051
- 1200 W Stadium Blvd, Jefferson City, MO 65109
- 4601 Stellar Drive, Columbia, MO 65201
- 1511 Friendship Rd, Jefferson City, MO 65101
- 215 Main St, Saint Elizabeth, MO 65075
- 131 Old Vienna Rd, Freeburg, MO 65035
Are deposits at Mid America Bank insured?
Yes. Mid America Bank is an FDIC-insured bank (FDIC certificate #11459). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid America Bank: frequently asked questions
Is Mid America Bank a good bank?
Mid America Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 2.19%).
Is Mid America Bank FDIC-insured?
Yes. Mid America Bank is a FDIC-insured bank (FDIC certificate #11459). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mid America Bank?
Mid America Bank holds $1.2 billion in total assets, ranking 10th of 195 banks we track in Missouri. It operates 11 branches.
Does Mid America Bank have CFPB complaints?
No CFPB complaints against Mid America Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
