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Wood & Huston Bank

Marshall, MO · Est. 1874 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Wood & Huston Bank is a bank based in Marshall, Missouri, established in 1874, with $1.2 billion in total assets across 12 branches. By Trust Grade it ranks 2nd of 195 banks we track in Missouri. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Wood & Huston Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
12
Capital ratio
10.6%
Top 44% of $1B–10B peers · Missouri median 10.3%
Return on assets
2.0%
Top 10% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#2
of 195 banks

How Wood & Huston Bank compares to Missouri peers

Capital ratio
Top 44% of $1B–10B peers
Wood &
10.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $1B–10B peers
Wood &
2.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Wood & Huston Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wood & Huston Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 1319 Porter Wagoner Blvd, West Plains, MO 65775
  • 111 S Broadview St, Cape Girardeau, MO 63703
  • 27 E North St, Marshall, MO 65340
  • 150 S Miami Ave, Marshall, MO 65340
  • 204 W Primrose St, Springfield, MO 65807
  • 208 E Morrow St, Marshall, MO 65340
  • 1310 Preacher Roe Blvd, West Plains, MO 65775
  • 855 Cherokee Dr, Marshall, MO 65340
  • 2999 E Jackson Blvd, Jackson, MO 63755
  • 3500 Highway 13 Blvd, Higginsville, MO 64037
  • 1001 Winchester Dr, Sedalia, MO 65301
  • 27 E North St, Marshall, MO 65340

Are deposits at Wood & Huston Bank insured?

Yes. Wood & Huston Bank is an FDIC-insured bank (FDIC certificate #1060). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wood & Huston Bank: frequently asked questions

Is Wood & Huston Bank a good bank?

Wood & Huston Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 2.01%).

Is Wood & Huston Bank FDIC-insured?

Yes. Wood & Huston Bank is a FDIC-insured bank (FDIC certificate #1060). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wood & Huston Bank?

Wood & Huston Bank holds $1.2 billion in total assets, ranking 2nd of 195 banks we track in Missouri. It operates 12 branches.

Does Wood & Huston Bank have CFPB complaints?

No CFPB complaints against Wood & Huston Bank appear in our data over the analysis window, which is typical for a bank of this size.

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St. Louis Bank
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Bank Of Washington
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Cass Commercial Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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