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Montgomery Bank

Sikeston, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Montgomery Bank is a bank based in Sikeston, Missouri, established in 1934, with $1.2 billion in total assets across 12 branches. By Trust Grade it ranks 74th of 195 banks we track in Missouri. Its capital ratio of 10.9% is stronger than 60% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.60% return on assets. No consumer complaints against Montgomery Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
12
Capital ratio
10.9%
Top 40% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.6%
Top 24% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#74
of 195 banks

How Montgomery Bank compares to Missouri peers

Capital ratio
Top 40% of $1B–10B peers
Montgomery Bank
10.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $1B–10B peers
Montgomery Bank
1.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Montgomery Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.9% capital ratio)
  • Strongly profitable (ROA 1.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Montgomery Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 35 Marshall Rd, Valley Park, MO 63088
  • 2027 Broadway St, Cape Girardeau, MO 63701
  • 2201 E Malone Ave, Sikeston, MO 63801
  • 2125 E Jackson Blvd, Jackson, MO 63755
  • 13483 Olive Blvd, Chesterfield, MO 63017
  • 199 Clarkson Rd, Ellisville, MO 63011
  • 3803 Union Rd, Saint Louis, MO 63125
  • 11998 Saint Charles Rock Rd, Bridgeton, MO 63044
  • 200 S Mount Auburn Rd, Cape Girardeau, MO 63703
  • 13303 Manchester Rd, Des Peres, MO 63131
  • 1229 S Laclede Station Rd, Webster Groves, MO 63119
  • 1 Montgomery Bank Plaza St, Sikeston, MO 63801

Are deposits at Montgomery Bank insured?

Yes. Montgomery Bank is an FDIC-insured bank (FDIC certificate #8255). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Montgomery Bank: frequently asked questions

Is Montgomery Bank a good bank?

Montgomery Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.60%).

Is Montgomery Bank FDIC-insured?

Yes. Montgomery Bank is a FDIC-insured bank (FDIC certificate #8255). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Montgomery Bank?

Montgomery Bank holds $1.2 billion in total assets, ranking 74th of 195 banks we track in Missouri. It operates 12 branches.

Does Montgomery Bank have CFPB complaints?

No CFPB complaints against Montgomery Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Southwest Missouri Bank
bank · Carthage, MO · $1.2B assets
Wood & Huston Bank
bank · Marshall, MO · $1.2B assets
Mid America Bank
bank · Jefferson City, MO · $1.2B assets
St. Louis Bank
bank · Saint Louis, MO · $1.2B assets
Bank Of Washington
bank · Washington, MO · $1.2B assets
Cass Commercial Bank
bank · Des Peres, MO · $1.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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