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St. Louis Bank

Saint Louis, MO · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

St. Louis Bank is a bank based in Saint Louis, Missouri, established in 2005, with $1.2 billion in total assets across 2 branches. By Trust Grade it ranks 159th of 195 banks we track in Missouri. Its capital ratio of 8.0% trails most similarly sized banks (10th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against St. Louis Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
2
Capital ratio
8.0%
Bottom 10% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 32% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#159
of 195 banks

How St. Louis Bank compares to Missouri peers

Capital ratio
Bottom 10% of $1B–10B peers
St. Louis
8.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $1B–10B peers
St. Louis
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded St. Louis Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Louis Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 9811 S 40 Dr, Saint Louis, MO 63124
  • 6181 Bennett Dr, Edwardsville, IL 62025

Are deposits at St. Louis Bank insured?

Yes. St. Louis Bank is an FDIC-insured bank (FDIC certificate #58018). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Louis Bank: frequently asked questions

Is St. Louis Bank a good bank?

St. Louis Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.99%).

Is St. Louis Bank FDIC-insured?

Yes. St. Louis Bank is a FDIC-insured bank (FDIC certificate #58018). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is St. Louis Bank?

St. Louis Bank holds $1.2 billion in total assets, ranking 159th of 195 banks we track in Missouri. It operates 2 branches.

Does St. Louis Bank have CFPB complaints?

No CFPB complaints against St. Louis Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Washington
bank · Washington, MO · $1.2B assets
Mid America Bank
bank · Jefferson City, MO · $1.2B assets
Wood & Huston Bank
bank · Marshall, MO · $1.2B assets
Southwest Missouri Bank
bank · Carthage, MO · $1.2B assets
Montgomery Bank
bank · Sikeston, MO · $1.2B assets
Royal Banks Of Missouri
bank · Saint Louis, MO · $1.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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