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Community Bank Of El Dorado Springs

El Dorado Springs, MO · Est. 1981 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Bank Of El Dorado Springs is a bank based in El Dorado Springs, Missouri, established in 1981, with $137 million in total assets across 1 branch. By Trust Grade it ranks 53rd of 195 banks we track in Missouri. Its capital ratio of 16.6% is stronger than 93% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.33% return on assets. No consumer complaints against Community Bank Of El Dorado Springs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$136.9M
$100M–1B institution
Deposits
$113.9M
Branches
1
Capital ratio
16.6%
Top 7% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.3%
Top 7% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#53
of 195 banks

How Community Bank Of El Dorado Springs compares to Missouri peers

Capital ratio
Top 7% of $100M–1B peers
Community Bank
16.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Community Bank
2.3%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community Bank Of El Dorado Springs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 2.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank Of El Dorado Springs over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 210 E. Us Highway 54, El Dorado Springs, MO 64744

Are deposits at Community Bank Of El Dorado Springs insured?

Yes. Community Bank Of El Dorado Springs is an FDIC-insured bank (FDIC certificate #23551). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank Of El Dorado Springs: frequently asked questions

Is Community Bank Of El Dorado Springs a good bank?

Community Bank Of El Dorado Springs earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 2.33%).

Is Community Bank Of El Dorado Springs FDIC-insured?

Yes. Community Bank Of El Dorado Springs is a FDIC-insured bank (FDIC certificate #23551). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank Of El Dorado Springs?

Community Bank Of El Dorado Springs holds $137 million in total assets, ranking 53rd of 195 banks we track in Missouri. It operates 1 branch.

Does Community Bank Of El Dorado Springs have CFPB complaints?

No CFPB complaints against Community Bank Of El Dorado Springs appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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