State Bank Of Missouri is a bank based in Concordia, Missouri, established in 1884, with $139 million in total assets across 4 branches. By Trust Grade it ranks 160th of 195 banks we track in Missouri. Its capital ratio of 7.8% trails most similarly sized banks (12th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against State Bank Of Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How State Bank Of Missouri compares to Missouri peers
How we graded State Bank Of Missouri
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for State Bank Of Missouri over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 114 South Country Road, Alma, MO 64001
- 715 S Main St, Grain Valley, MO 64029
- 1301 Sw Eagles Pkwy, Grain Valley, MO 64029
- 101 Nw 2nd St, Concordia, MO 64020
Are deposits at State Bank Of Missouri insured?
Yes. State Bank Of Missouri is an FDIC-insured bank (FDIC certificate #10623). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
State Bank Of Missouri: frequently asked questions
Is State Bank Of Missouri a good bank?
State Bank Of Missouri earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.35%).
Is State Bank Of Missouri FDIC-insured?
Yes. State Bank Of Missouri is a FDIC-insured bank (FDIC certificate #10623). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is State Bank Of Missouri?
State Bank Of Missouri holds $139 million in total assets, ranking 160th of 195 banks we track in Missouri. It operates 4 branches.
Does State Bank Of Missouri have CFPB complaints?
No CFPB complaints against State Bank Of Missouri appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
