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Alton Bank

Alton, MO · Est. 1924 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Alton Bank is a bank based in Alton, Missouri, established in 1924, with $139 million in total assets across 2 branches. By Trust Grade it ranks 167th of 195 banks we track in Missouri. Its capital ratio of 7.5% trails most similarly sized banks (10th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Alton Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$138.8M
$100M–1B institution
Deposits
$122.1M
Branches
2
Capital ratio
7.5%
Bottom 10% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#167
of 195 banks

How Alton Bank compares to Missouri peers

Capital ratio
Bottom 10% of $100M–1B peers
Alton Bank
7.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Alton Bank
1.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Alton Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.5% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alton Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 28 Medical Dr, Alton, MO 65606
  • 7828 State Route Ff, Birch Tree, MO 65438

Are deposits at Alton Bank insured?

Yes. Alton Bank is an FDIC-insured bank (FDIC certificate #8276). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alton Bank: frequently asked questions

Is Alton Bank a good bank?

Alton Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Strongly profitable (ROA 1.08%).

Is Alton Bank FDIC-insured?

Yes. Alton Bank is a FDIC-insured bank (FDIC certificate #8276). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alton Bank?

Alton Bank holds $139 million in total assets, ranking 167th of 195 banks we track in Missouri. It operates 2 branches.

Does Alton Bank have CFPB complaints?

No CFPB complaints against Alton Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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