Preferred Bank is a bank based in Rothville, Missouri, established in 1904, with $138 million in total assets across 5 branches. By Trust Grade it ranks 190th of 195 banks we track in Missouri. Its capital ratio of 4.5% trails most similarly sized banks (1th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Preferred Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Preferred Bank compares to Missouri peers
How we graded Preferred Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.5%)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Preferred Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1719 N Missouri Ave, Marceline, MO 64658
- 28638 Highway 11, Brookfield, MO 64628
- 601 Se Melody Ln, Lee's Summit, MO 64063
- 295 W 2nd St, Napoleon, MO 64074
- 205 Main St, Rothville, MO 64676
Are deposits at Preferred Bank insured?
Yes. Preferred Bank is an FDIC-insured bank (FDIC certificate #10628). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Preferred Bank: frequently asked questions
Is Preferred Bank a good bank?
Preferred Bank earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.5%); Strongly profitable (ROA 1.24%).
Is Preferred Bank FDIC-insured?
Yes. Preferred Bank is a FDIC-insured bank (FDIC certificate #10628). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Preferred Bank?
Preferred Bank holds $138 million in total assets, ranking 190th of 195 banks we track in Missouri. It operates 5 branches.
Does Preferred Bank have CFPB complaints?
No CFPB complaints against Preferred Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
