Chillicothe State Bank is a bank based in Chillicothe, Missouri, established in 1937, with $139 million in total assets across 2 branches. By Trust Grade it ranks 153rd of 195 banks we track in Missouri. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Chillicothe State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chillicothe State Bank compares to Missouri peers
How we graded Chillicothe State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Chillicothe State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 815 S Washington St, Chillicothe, MO 64601
- 600 Washington St, Chillicothe, MO 64601
Are deposits at Chillicothe State Bank insured?
Yes. Chillicothe State Bank is an FDIC-insured bank (FDIC certificate #15546). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chillicothe State Bank: frequently asked questions
Is Chillicothe State Bank a good bank?
Chillicothe State Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.26%).
Is Chillicothe State Bank FDIC-insured?
Yes. Chillicothe State Bank is a FDIC-insured bank (FDIC certificate #15546). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Chillicothe State Bank?
Chillicothe State Bank holds $139 million in total assets, ranking 153rd of 195 banks we track in Missouri. It operates 2 branches.
Does Chillicothe State Bank have CFPB complaints?
No CFPB complaints against Chillicothe State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
