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First State Community Bank

Farmington, MO · Est. 1954 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First State Community Bank is a bank based in Farmington, Missouri, established in 1954, with $4.5 billion in total assets across 53 branches. By Trust Grade it ranks 38th of 195 banks we track in Missouri. Its capital ratio of 12.0% is stronger than 77% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against First State Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5B
$1B–10B institution
Deposits
$3.8B
Branches
53
Capital ratio
12.0%
Top 23% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.7%
Top 19% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#38
of 195 banks

How First State Community Bank compares to Missouri peers

Capital ratio
Top 23% of $1B–10B peers
First State
12.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $1B–10B peers
First State
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First State Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First State Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (53)

  • 365 W Main St, Park Hills, MO 63601
  • 412 Main St, Boonville, MO 65233
  • 201 E Columbia St, Farmington, MO 63640
  • 602 West Jefferson Avenue, Conway, MO 65632
  • 1419 S Jefferson Ave, Lebanon, MO 65536
  • 420 N Morley St, Moberly, MO 65270
  • 11728 Bluff Rd, Marthasville, MO 63357
  • 74 Rue Terre Bonne, Bonne Terre, MO 63628
  • 710 Parkwood Dr, Sainte Genevieve, MO 63670
  • 110 W Russell St, Ironton, MO 63650
  • 1135 N Desloge Dr, Desloge, MO 63601
  • 702 N Washington St, Farmington, MO 63640
  • 775 Maple Valley Dr, Farmington, MO 63640
  • 406 N Perryville Blvd, Perryville, MO 63775
  • 1401 S Saint Joe Dr, Park Hills, MO 63601
  • 6021 W Outer Rd, Imperial, MO 63052
  • 4551 Highway 21, Imperial, MO 63052
  • 713 W Main St, Fredericktown, MO 63645
  • 1214 N Douglass St, Malden, MO 63863
  • 1015 E Highway 84, Hayti, MO 63851
  • 200 E Main St, Portageville, MO 63873
  • 509 W Rollins St, Moberly, MO 65270
  • 1612 Maffry Ave, Macon, MO 63552
  • 1035 Cherokee Dr, Marshall, MO 65340
  • 100 Hwy P, Suite A, Potosi, MO 63664
  • 114 Independence Ave, Kennett, MO 63857
  • 20 Wildcat Dr, Wright City, MO 63390
  • 20 E School St, Bonne Terre, MO 63628
  • 1602 N Kingshighway St, Cape Girardeau, MO 63701
  • 3200 Golden Bear Dr, Columbia, MO 65202
  • 912 E. Liberty, Mexico, MO 65265
  • 201 N Main St, Sikeston, MO 63801
  • 328 N Main St, De Soto, MO 63020
  • 1022 N State Highway 47, Warrenton, MO 63383
  • 2527 William St, Cape Girardeau, MO 63703
  • 1801 Bedford Center Dr, Washington, MO 63090
  • 4767 State Road B, Hillsboro, MO 63050
  • 1801 Old Boyd St, De Soto, MO 63020
  • 1450 Parkway W, Festus, MO 63028
  • 308 W Lincoln Ave, Owensville, MO 65066

Are deposits at First State Community Bank insured?

Yes. First State Community Bank is an FDIC-insured bank (FDIC certificate #17323). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First State Community Bank: frequently asked questions

Is First State Community Bank a good bank?

First State Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.73%).

Is First State Community Bank FDIC-insured?

Yes. First State Community Bank is a FDIC-insured bank (FDIC certificate #17323). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First State Community Bank?

First State Community Bank holds $4.5 billion in total assets, ranking 38th of 195 banks we track in Missouri. It operates 53 branches.

Does First State Community Bank have CFPB complaints?

No CFPB complaints against First State Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Bank Of Missouri
bank · Perryville, MO · $4.2B assets
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Great Southern Bank
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Academy Bank, National Association
bank · Kansas City, MO · $3.3B assets
North American Savings Bank, F.S.B.
bank · Grandview, MO · $3.2B assets
Oakstar Bank
bank · Springfield, MO · $3.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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