Southern Bank is a bank based in Poplar Bluff, Missouri, established in 1887, with $5.1 billion in total assets across 70 branches. By Trust Grade it ranks 57th of 195 banks we track in Missouri. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Southern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Bank compares to Missouri peers
How we graded Southern Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (70)
- 305 W Mount Vernon St, Nixa, MO 65714
- 322 S Main St, Brookfield, MO 64628
- 145 Russell St, Tamms, IL 62988
- 3000 W Republic Rd, Springfield, MO 65807
- 7410 Missouri 14, Clever, MO 65631
- 15775 Us Highway 160, Forsyth, MO 65653
- 13371 Highway 53, Qulin, MO 63961
- 100 Northeast State Highway 92, Smithville, MO 64089
- 515 Washington St, Chillicothe, MO 64601
- 310 N Ruth St, Advance, MO 63730
- 303 W Market St, Dexter, MO 63841
- 323 E Walnut St, Thayer, MO 65791
- 960 Preacher Roe Blvd, West Plains, MO 65775
- 3168 William St, Cape Girardeau, MO 63703
- 3727 Frederick Boulevard, St. Joseph, MO 64506
- 358 S Main St, Anna, IL 62906
- 713 Us 60 Business, Dexter, MO 63841
- 302 Washington St, Doniphan, MO 63935
- 2001 N Westwood Blvd, Poplar Bluff, MO 63901
- 5227 Highway 367 N, Bradford, AR 72020
- 7553 Nw Barry Rd, Kansas City, MO 64153
- 2775 E Nettleton Ave, Jonesboro, AR 72401
- 52 Missouri St, Benton, MO 63736
- 100 Wallace Dr, Alton, MO 65606
- 4214 Highway Pp, Township Line Road, Poplar Bluff, MO 63901
- 4701 College Blvd, Leawood, KS 66211
- 11892 State Highway 13, Kimberling City, MO 65686
- 105 N Main St, Maryville, MO 64468
- 505 Highway 25 South, Bloomfield, MO 63825
- 707 E Briggs Dr, Macon, MO 63552
- 2991 Oak Grove Rd, Poplar Bluff, MO 63901
- 2041 Commerce Dr, Kearney, MO 64060
- 210 W 10th St, Rolla, MO 65401
- 502 Main Street, Van Buren, MO 63965
- 1583 S Saint Louis St, Batesville, AR 72501
- 3494 Jeffco Blvd, Arnold, MO 63010
- 301 1st St, Kennett, MO 63857
- 2471 W Jackson St, Ozark, MO 65721
- 1205 S Main St, Sikeston, MO 63801
- 727 W Main St, Jackson, MO 63755
Are deposits at Southern Bank insured?
Yes. Southern Bank is an FDIC-insured bank (FDIC certificate #28332). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Bank: frequently asked questions
Is Southern Bank a good bank?
Southern Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.44%).
Is Southern Bank FDIC-insured?
Yes. Southern Bank is a FDIC-insured bank (FDIC certificate #28332). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southern Bank?
Southern Bank holds $5.1 billion in total assets, ranking 57th of 195 banks we track in Missouri. It operates 70 branches.
Does Southern Bank have CFPB complaints?
No CFPB complaints against Southern Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
