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Bank Of The Rockies

Helena, MT · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bank Of The Rockies is a bank based in Helena, Montana, established in 1883, with $261 million in total assets across 7 branches. By Trust Grade it ranks 19th of 36 banks we track in Montana. Its capital ratio of 9.8% trails most similarly sized banks (44th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Bank Of The Rockies appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$261.0M
$100M–1B institution
Deposits
$232.0M
Branches
7
Capital ratio
9.8%
Bottom 44% of $100M–1B peers · Montana median 10%
Return on assets
2.0%
Top 12% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#19
of 36 banks

How Bank Of The Rockies compares to Montana peers

Capital ratio
Bottom 44% of $100M–1B peers
Bank Of
9.8%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Bank Of
2.0%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of The Rockies

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of The Rockies over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 2000 Prospect Ave, Helena, MT 59601
  • 401 W Main St, Lewistown, MT 59457
  • 205 1st St E, Clyde Park, MT 59018
  • 307 Story Rd, Emigrant, MT 59027
  • 1203 W Park St, Livingston, MT 59047
  • 1276 N 15th Ave, Bozeman, MT 59715
  • 205 W Main St, White Sulphur Springs, MT 59645

Are deposits at Bank Of The Rockies insured?

Yes. Bank Of The Rockies is an FDIC-insured bank (FDIC certificate #2205). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of The Rockies: frequently asked questions

Is Bank Of The Rockies a good bank?

Bank Of The Rockies earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 2.01%).

Is Bank Of The Rockies FDIC-insured?

Yes. Bank Of The Rockies is a FDIC-insured bank (FDIC certificate #2205). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of The Rockies?

Bank Of The Rockies holds $261 million in total assets, ranking 19th of 36 banks we track in Montana. It operates 7 branches.

Does Bank Of The Rockies have CFPB complaints?

No CFPB complaints against Bank Of The Rockies appear in our data over the analysis window, which is typical for a bank of this size.

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The First State Bank Of Malta
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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