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Three Rivers Bank Of Montana

Kalispell, MT · Est. 1974 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Three Rivers Bank Of Montana is a bank based in Kalispell, Montana, established in 1974, with $306 million in total assets across 3 branches. By Trust Grade it ranks 11th of 36 banks we track in Montana. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Three Rivers Bank Of Montana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$306.1M
$100M–1B institution
Deposits
$272.1M
Branches
3
Capital ratio
10.6%
Top 43% of $100M–1B peers · Montana median 10%
Return on assets
1.3%
Top 44% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#11
of 36 banks

How Three Rivers Bank Of Montana compares to Montana peers

Capital ratio
Top 43% of $100M–1B peers
Three Rivers
10.6%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Three Rivers
1.3%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Three Rivers Bank Of Montana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Three Rivers Bank Of Montana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 233 E Idaho St, Kalispell, MT 59901
  • 552 N Meridian Rd, Kalispell, MT 59901
  • 6329 Hwy 93 South, Whitefish, MT 59937

Are deposits at Three Rivers Bank Of Montana insured?

Yes. Three Rivers Bank Of Montana is an FDIC-insured bank (FDIC certificate #21557). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Three Rivers Bank Of Montana: frequently asked questions

Is Three Rivers Bank Of Montana a good bank?

Three Rivers Bank Of Montana earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.30%).

Is Three Rivers Bank Of Montana FDIC-insured?

Yes. Three Rivers Bank Of Montana is a FDIC-insured bank (FDIC certificate #21557). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Three Rivers Bank Of Montana?

Three Rivers Bank Of Montana holds $306 million in total assets, ranking 11th of 36 banks we track in Montana. It operates 3 branches.

Does Three Rivers Bank Of Montana have CFPB complaints?

No CFPB complaints against Three Rivers Bank Of Montana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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