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Manhattan Bank

Manhattan, MT · Est. 1905 · Website ↗
92/ 100
Trust Grade
Excellent
92 out of 100

Manhattan Bank is a bank based in Manhattan, Montana, established in 1905, with $280 million in total assets across 4 branches. By Trust Grade it ranks 31st of 36 banks we track in Montana. Its capital ratio of 8.4% trails most similarly sized banks (19th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Manhattan Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$279.5M
$100M–1B institution
Deposits
$246.0M
Branches
4
Capital ratio
8.4%
Bottom 19% of $100M–1B peers · Montana median 10%
Return on assets
1.3%
Top 44% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#31
of 36 banks

How Manhattan Bank compares to Montana peers

Capital ratio
Bottom 19% of $100M–1B peers
Manhattan Bank
8.4%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $100M–1B peers
Manhattan Bank
1.3%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Manhattan Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Manhattan Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 7175 Churchill Rd, Manhattan, MT 59741
  • 2 Railway Ave, Three Forks, MT 59752
  • 1941 W Main St, Bozeman, MT 59718
  • 124 S Broadway St, Manhattan, MT 59741

Are deposits at Manhattan Bank insured?

Yes. Manhattan Bank is an FDIC-insured bank (FDIC certificate #11823). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Manhattan Bank: frequently asked questions

Is Manhattan Bank a good bank?

Manhattan Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.31%).

Is Manhattan Bank FDIC-insured?

Yes. Manhattan Bank is a FDIC-insured bank (FDIC certificate #11823). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Manhattan Bank?

Manhattan Bank holds $280 million in total assets, ranking 31st of 36 banks we track in Montana. It operates 4 branches.

Does Manhattan Bank have CFPB complaints?

No CFPB complaints against Manhattan Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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