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Madison Valley Bank

Ennis, MT · Est. 1965 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Madison Valley Bank is a bank based in Ennis, Montana, established in 1965, with $282 million in total assets across 5 branches. By Trust Grade it ranks 33rd of 36 banks we track in Montana. Its capital ratio of 8.2% trails most similarly sized banks (17th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Madison Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$282.4M
$100M–1B institution
Deposits
$258.4M
Branches
5
Capital ratio
8.2%
Bottom 17% of $100M–1B peers · Montana median 10%
Return on assets
0.9%
Bottom 33% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#33
of 36 banks

How Madison Valley Bank compares to Montana peers

Capital ratio
Bottom 17% of $100M–1B peers
Madison Valley
8.2%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Madison Valley
0.9%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Madison Valley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Madison Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 213 E Main St, Ennis, MT 59729
  • 109 W 2nd Ave, Boulder, MT 59632
  • 216 Grizzly Ave, West Yellowstone, MT 59758
  • 9 Bankers Ln, Clancy, MT 59634
  • 200 S 23rd Ave, Bozeman, MT 59718

Are deposits at Madison Valley Bank insured?

Yes. Madison Valley Bank is an FDIC-insured bank (FDIC certificate #19544). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Madison Valley Bank: frequently asked questions

Is Madison Valley Bank a good bank?

Madison Valley Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.93%).

Is Madison Valley Bank FDIC-insured?

Yes. Madison Valley Bank is a FDIC-insured bank (FDIC certificate #19544). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Madison Valley Bank?

Madison Valley Bank holds $282 million in total assets, ranking 33rd of 36 banks we track in Montana. It operates 5 branches.

Does Madison Valley Bank have CFPB complaints?

No CFPB complaints against Madison Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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