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Bank Of Montana

Missoula, MT · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Bank Of Montana is a bank based in Missoula, Montana, established in 2007, with $349 million in total assets across 1 branch. By Trust Grade it ranks 30th of 36 banks we track in Montana. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 2.80% return on assets. No consumer complaints against Bank Of Montana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$349.3M
$100M–1B institution
Deposits
$318.9M
Branches
1
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Montana median 10%
Return on assets
2.8%
Top 3% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#30
of 36 banks

How Bank Of Montana compares to Montana peers

Capital ratio
Bottom 24% of $100M–1B peers
Bank Of
8.7%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Bank Of
2.8%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Montana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 2.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Montana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 125 Bank St, Missoula, MT 59802

Are deposits at Bank Of Montana insured?

Yes. Bank Of Montana is an FDIC-insured bank (FDIC certificate #58482). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Montana: frequently asked questions

Is Bank Of Montana a good bank?

Bank Of Montana earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 2.80%).

Is Bank Of Montana FDIC-insured?

Yes. Bank Of Montana is a FDIC-insured bank (FDIC certificate #58482). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Montana?

Bank Of Montana holds $349 million in total assets, ranking 30th of 36 banks we track in Montana. It operates 1 branch.

Does Bank Of Montana have CFPB complaints?

No CFPB complaints against Bank Of Montana appear in our data over the analysis window, which is typical for a bank of this size.

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Bank Of The Rockies
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Valley Bank Of Kalispell
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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