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Dsrm National Bank

Albuquerque, NM · Est. 1996
A
Trust Grade
Excellent
Score: 98/100

Dsrm National Bank is a bank based in Albuquerque, New Mexico, established in 1996, with $4 million in total assets across 1 branch. By Trust Grade it ranks 9th of 29 banks we track in New Mexico. Its capital ratio of 83.7% is stronger than 98% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.61% return on assets. No consumer complaints against Dsrm National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.4M
<$100M institution
Deposits
$500K
Branches
1
Capital ratio
83.7%
Top 2% of <$100M peers · New Mexico median 9.8%
Return on assets
2.6%
Top 5% of <$100M peers · New Mexico median 1.95%
Rank in New Mexico
#9
of 29 banks

How Dsrm National Bank compares to New Mexico peers

Capital ratio
Top 2% of <$100M peers
Dsrm National
83.7%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Dsrm National
2.6%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Dsrm National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (83.7% capital ratio)
  • Strongly profitable (ROA 2.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dsrm National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5600 Wyoming Blvd Ne, Albuquerque, NM 87109

Are deposits at Dsrm National Bank insured?

Yes. Dsrm National Bank is an FDIC-insured bank (FDIC certificate #34331). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dsrm National Bank: frequently asked questions

Is Dsrm National Bank a good bank?

Dsrm National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (83.7% capital ratio); Strongly profitable (ROA 2.61%).

Is Dsrm National Bank FDIC-insured?

Yes. Dsrm National Bank is a FDIC-insured bank (FDIC certificate #34331). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dsrm National Bank?

Dsrm National Bank holds $4 million in total assets, ranking 9th of 29 banks we track in New Mexico. It operates 1 branch.

Does Dsrm National Bank have CFPB complaints?

No CFPB complaints against Dsrm National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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