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First American Bank

Artesia, NM · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First American Bank is a bank based in Artesia, New Mexico, established in 1903, with $1.9 billion in total assets across 21 branches. By Trust Grade it ranks 14th of 29 banks we track in New Mexico. Its capital ratio of 9.9% trails most similarly sized banks (42th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.97% return on assets. No consumer complaints against First American Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Deposits
$1.7B
Branches
21
Capital ratio
9.9%
Bottom 42% of $1B–10B peers · New Mexico median 9.8%
Return on assets
3.0%
Top 3% of $1B–10B peers · New Mexico median 1.95%
Rank in New Mexico
#14
of 29 banks

How First American Bank compares to New Mexico peers

Capital ratio
Bottom 42% of $1B–10B peers
First American
9.9%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $1B–10B peers
First American
3.0%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded First American Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 2.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First American Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 303 W Main St, Artesia, NM 88210
  • 206 W Quay Avenue, Artesia, NM 88210
  • 600 W Bender Blvd, Hobbs, NM 88240
  • 1553 Avenida De Mesilla, Las Cruces, NM 88005
  • 111 E 5th St, Roswell, NM 88201
  • 2145 E Lohman Ave, Las Cruces, NM 88001
  • 3220 N Main St, Roswell, NM 88201
  • 125 N Mesa Hills Dr, El Paso, TX 79912
  • 9601 Gateway Blvd W, El Paso, TX 79925
  • 1401 Tom Foy Blvd, Bayard, NM 88023
  • 1300 N White Sands Blvd, Alamogordo, NM 88310
  • 19 W Washington Ave, Lovington, NM 88260
  • 3002 Southern Blvd Se, Rio Rancho, NM 87124
  • 1220 W Joe Harvey Blvd, Hobbs, NM 88240
  • 1726 N Zaragoza Rd, El Paso, TX 79936
  • 324 Mccombs Rd, Chaparral, NM 88081
  • 4301 The 25 Way Ne, Albuquerque, NM 87109
  • 401 E Main Dr, El Paso, TX 79901
  • 1609 N Swan St, Silver City, NM 88061
  • 2201 W Pierce St, Carlsbad, NM 88220
  • 8110 Ventura St Ne, Albuquerque, NM 87122

Are deposits at First American Bank insured?

Yes. First American Bank is an FDIC-insured bank (FDIC certificate #2240). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First American Bank: frequently asked questions

Is First American Bank a good bank?

First American Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 2.97%).

Is First American Bank FDIC-insured?

Yes. First American Bank is a FDIC-insured bank (FDIC certificate #2240). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First American Bank?

First American Bank holds $1.9 billion in total assets, ranking 14th of 29 banks we track in New Mexico. It operates 21 branches.

Does First American Bank have CFPB complaints?

No CFPB complaints against First American Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Pioneer Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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