First Farmers And Merchants Bank is a bank based in Columbia, Tennessee, established in 1909, with $1.8 billion in total assets across 24 branches. By Trust Grade it ranks 36th of 109 banks we track in Tennessee. Its capital ratio of 9.7% trails most similarly sized banks (38th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against First Farmers And Merchants Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Farmers And Merchants Bank compares to Tennessee peers
How we graded First Farmers And Merchants Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 1.25%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Farmers And Merchants Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (24)
- 116 Church St, Centerville, TN 37033
- 515 N High St, Columbia, TN 38401
- 1501 S James M Campbell Blvd, Columbia, TN 38401
- 128 N Main St, Mount Pleasant, TN 38474
- 5398 Main St, Spring Hill, TN 37174
- 901 Nashville Hwy, Columbia, TN 38401
- 1202 S James M Campbell Blvd, Columbia, TN 38401
- Saturn Complex, U.S. 31 South, Spring Hill, TN 37174
- 116 W Gaines St, Lawrenceburg, TN 38464
- 9512 Highway 46, Bon Aqua, TN 37025
- 1501 N Locust Ave, Lawrenceburg, TN 38464
- 201 S Military St, Loretto, TN 38469
- 106 Hwy 70 East, Suite3, Dickson, TN 37055
- 302 S 2nd St, Pulaski, TN 38478
- 300 Billingsly Ct, Franklin, TN 37067
- 4871 Port Royal Rd, Spring Hill, TN 37174
- 1536 W Mcewen Dr, Franklin, TN 37067
- 4013 Hillsboro Cir, Nashville, TN 37215
- 121 1st Ave S, Franklin, TN 37064
- 1004 Village Plains Blvd, Franklin, TN 37064
- 5020 Harpeth Dr, Brentwood, TN 37027
- 2306 21st Ave S, Nashville, TN 37212
- 260 N Ellington Pkwy, Lewisburg, TN 37091
- 816 S Garden St, Columbia, TN 38401
Are deposits at First Farmers And Merchants Bank insured?
Yes. First Farmers And Merchants Bank is an FDIC-insured bank (FDIC certificate #1487). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Farmers And Merchants Bank: frequently asked questions
Is First Farmers And Merchants Bank a good bank?
First Farmers And Merchants Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.25%).
Is First Farmers And Merchants Bank FDIC-insured?
Yes. First Farmers And Merchants Bank is a FDIC-insured bank (FDIC certificate #1487). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Farmers And Merchants Bank?
First Farmers And Merchants Bank holds $1.8 billion in total assets, ranking 36th of 109 banks we track in Tennessee. It operates 24 branches.
Does First Farmers And Merchants Bank have CFPB complaints?
No CFPB complaints against First Farmers And Merchants Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
