Wellworth Bank is a bank based in Lafayette, Tennessee, established in 1909, with $1.8 billion in total assets across 20 branches. By Trust Grade it ranks 8th of 109 banks we track in Tennessee. Its capital ratio of 9.9% trails most similarly sized banks (43th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Wellworth Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wellworth Bank compares to Tennessee peers
How we graded Wellworth Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.30%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wellworth Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 400 Highway 52 Byp W, Lafayette, TN 37083
- 1035 W Main St, Lebanon, TN 37087
- 990 New Highway 52 E, Westmoreland, TN 37186
- 201 W Locust St, Lafayette, TN 37083
- 2695 Decherd Blvd, Winchester, TN 37398
- 1207 Hillsboro Blvd, Manchester, TN 37355
- 1108 Scottsville Rd, Lafayette, TN 37083
- 32 Carthage Rd, Red Boiling Springs, TN 37150
- 100 N Public Sq, Alexandria, TN 37012
- 701 S Congress Blvd, Smithville, TN 37166
- 214 N Cumberland St, Lebanon, TN 37087
- 120 N Jackson St, Tullahoma, TN 37388
- 101 E Lake Ave, Celina, TN 38551
- 116 S Grundy Quarles Hwy, Gainesboro, TN 38562
- 808 W Main St, Livingston, TN 38570
- 1450 Neal St, Cookeville, TN 38501
- 1602 N Main St, Shelbyville, TN 37160
- 123 N Willow Ave, Cookeville, TN 38501
- 411 Gordonsville Hwy, Gordonsville, TN 38563
- 50 Main St N, Carthage, TN 37030
Are deposits at Wellworth Bank insured?
Yes. Wellworth Bank is an FDIC-insured bank (FDIC certificate #1711). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wellworth Bank: frequently asked questions
Is Wellworth Bank a good bank?
Wellworth Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.30%).
Is Wellworth Bank FDIC-insured?
Yes. Wellworth Bank is a FDIC-insured bank (FDIC certificate #1711). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wellworth Bank?
Wellworth Bank holds $1.8 billion in total assets, ranking 8th of 109 banks we track in Tennessee. It operates 20 branches.
Does Wellworth Bank have CFPB complaints?
No CFPB complaints against Wellworth Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
