Citizens National Bank is a bank based in Sevierville, Tennessee, established in 1973, with $2.0 billion in total assets across 21 branches. By Trust Grade it ranks 49th of 109 banks we track in Tennessee. Its capital ratio of 9.5% trails most similarly sized banks (35th percentile), versus a Tennessee median of 9.8%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Citizens National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens National Bank compares to Tennessee peers
How we graded Citizens National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (21)
- 200 Forks Of The River Pkwy, Sevierville, TN 37862
- 10641 Chapman Hwy, Seymour, TN 37865
- 2661 Parkway, Pigeon Forge, TN 37863
- 3014 Winfield Dunn Pkwy, Kodak, TN 37764
- 801 Dolly Parton Pkwy, Sevierville, TN 37862
- 906 E Parkway, Gatlinburg, TN 37738
- 220 Wears Valley Rd, Pigeon Forge, TN 37863
- 10721 Chapman Hwy, Seymour, TN 37865
- 110 Cherokee Orchard Rd, Gatlinburg, TN 37738
- 706 Winfield Dunn Pkwy, Sevierville, TN 37876
- 741 Dolly Parton Pkwy, Sevierville, TN 37862
- 720 Highway 92 S, Dandridge, TN 37725
- 813 Huckleberry Ln, Knoxville, TN 37924
- 2946 Winfield Dunn Pkwy, Kodak, TN 37764
- 2002 Walnut St, White Pine, TN 37890
- 305 New Riverside Dr, Sevierville, TN 37862
- 2339 Newport Hwy, Sevierville, TN 37876
- 4320 Evan Greene Plz, Morristown, TN 37814
- 3064 Teaster Ln, Pigeon Forge, TN 37863
- 156 E Broadway Blvd, Jefferson City, TN 37760
- 1305 Decatur Pike, Athens, TN 37303
Are deposits at Citizens National Bank insured?
Yes. Citizens National Bank is an FDIC-insured bank (FDIC certificate #20954). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens National Bank: frequently asked questions
Is Citizens National Bank a good bank?
Citizens National Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.94%).
Is Citizens National Bank FDIC-insured?
Yes. Citizens National Bank is a FDIC-insured bank (FDIC certificate #20954). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens National Bank?
Citizens National Bank holds $2.0 billion in total assets, ranking 49th of 109 banks we track in Tennessee. It operates 21 branches.
Does Citizens National Bank have CFPB complaints?
No CFPB complaints against Citizens National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
