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Amarillo National Bank

Amarillo, TX · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Amarillo National Bank is a bank based in Amarillo, Texas, established in 1892, with $10.2 billion in total assets across 35 branches. By Trust Grade it ranks 22nd of 349 banks we track in Texas. Its capital ratio of 10.8% trails most similarly sized banks (37th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Amarillo National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.2B
$10B–100B institution
Deposits
$9.0B
Branches
35
Capital ratio
10.8%
Bottom 37% of $10B–100B peers · Texas median 10.9%
Return on assets
1.7%
Top 16% of $10B–100B peers · Texas median 1.38%
Rank in Texas
#22
of 349 banks

How Amarillo National Bank compares to Texas peers

Capital ratio
Bottom 37% of $10B–100B peers
Amarillo National
10.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $10B–100B peers
Amarillo National
1.7%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Amarillo National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amarillo National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (35)

  • 712 N Taylor St, Amarillo, TX 79107
  • 4811 50th St, Lubbock, TX 79414
  • 3507 Ne 24th Ave, Amarillo, TX 79107
  • 4501 Bell St, Amarillo, TX 79109
  • 3101 S Georgia St, Amarillo, TX 79109
  • 1001 S Taylor St, Amarillo, TX 79101
  • 3390 S Soncy Rd, Amarillo, TX 79124
  • 410 S Taylor St, Amarillo, TX 79101
  • 6000 Bell St, Amarillo, TX 79109
  • 2530 S Georgia St, Amarillo, TX 79109
  • 4006 82nd St, Lubbock, TX 79423
  • 4811 50th St, Lubbock, TX 79414
  • 1001 Main St, Lubbock, TX 79401
  • 5300 Bee Caves Rd Bldg 2, Austin, TX 78746
  • 1221 University Dr E, College Station, TX 77840
  • 550 Tascosa Rd, Amarillo, TX 79124
  • 9604 Slide Rd, Lubbock, TX 79424
  • 4420 19th St, Lubbock, TX 79407
  • 601 E Villa Maria Rd, Bryan, TX 77802
  • 2401 S Grand St, Amarillo, TX 79103
  • 6548 43rd St Ste 1, Lubbock, TX 79407
  • 1198 William D Fitch Pkwy, College Station, TX 77845
  • 1700 4th Ave, Canyon, TX 79015
  • 1936 Texas Ave, Lubbock, TX 79411
  • 2630 Parkway Dr, Lubbock, TX 79403
  • 4501 Camp Bowie Blvd, Fort Worth, TX 76107
  • 1020 Ne Loop 410, San Antonio, TX 78209
  • 2703 82nd Street, Lubbock, TX 79423
  • 1700 Coulter, Amarillo, TX 79106
  • 12103 Quaker Avenue, Lubbock, TX 79424
  • 410 South Taylor, Amarillo, TX 79101
  • 8602 Pineridge Drive, Amarillo, TX 79119
  • 5500 W 9th Ave, Amarillo, TX 79106
  • 410 S Taylor St, Amarillo, TX 79101
  • 301 W 6th St, Borger, TX 79007

Are deposits at Amarillo National Bank insured?

Yes. Amarillo National Bank is an FDIC-insured bank (FDIC certificate #14531). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amarillo National Bank: frequently asked questions

Is Amarillo National Bank a good bank?

Amarillo National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.74%).

Is Amarillo National Bank FDIC-insured?

Yes. Amarillo National Bank is a FDIC-insured bank (FDIC certificate #14531). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Amarillo National Bank?

Amarillo National Bank holds $10.2 billion in total assets, ranking 22nd of 349 banks we track in Texas. It operates 35 branches.

Does Amarillo National Bank have CFPB complaints?

No CFPB complaints against Amarillo National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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