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International Bank Of Commerce

Laredo, TX · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

International Bank Of Commerce is a bank based in Laredo, Texas, established in 1966, with $9.9 billion in total assets across 81 branches. By Trust Grade it ranks 62nd of 349 banks we track in Texas. Its capital ratio of 20.5% is stronger than 98% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.80% return on assets. No consumer complaints against International Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.9B
$1B–10B institution
Deposits
$6.5B
Branches
81
Capital ratio
20.5%
Top 2% of $1B–10B peers · Texas median 10.9%
Return on assets
2.8%
Top 3% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#62
of 349 banks

How International Bank Of Commerce compares to Texas peers

Capital ratio
Top 2% of $1B–10B peers
International Bank
20.5%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $1B–10B peers
International Bank
2.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded International Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.5% capital ratio)
  • Strongly profitable (ROA 2.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for International Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (81)

  • 5615 Kirby Dr, Houston, TX 77005
  • 1200 San Bernardo Ave, Laredo, TX 78040
  • 8203 S Kirkwood Rd, Houston, TX 77072
  • 221 S Shoreline Blvd, Corpus Christi, TX 78401
  • 18750 Stone Oak Pkwy, San Antonio, TX 78258
  • 1500 Ne Loop 410, San Antonio, TX 78209
  • 2101 Nw Military Hwy, San Antonio, TX 78213
  • 217 W Sinton St, Sinton, TX 78387
  • 2538 E Main St, Eagle Pass, TX 78852
  • 12400 N Us Highway 281, San Antonio, TX 78216
  • 439 E Main St, Eagle Pass, TX 78852
  • 1081 Wonder World Dr, San Marcos, TX 78666
  • 1320 San Dario Ave, Laredo, TX 78040
  • 1002 Matamoros St, Laredo, TX 78040
  • 130 E Travis St, San Antonio, TX 78205
  • 5300 Walzem Rd, San Antonio, TX 78218
  • 2416 Cee Gee Ln, San Antonio, TX 78217
  • 5300 San Dario Ave Ste 440d, Laredo, TX 78041
  • 1301 West Ash, Mcallen, TX 78501
  • 7002 San Bernardo Ave, Laredo, TX 78041
  • 7909 Mcpherson Rd, Laredo, TX 78045
  • 2415 S Zapata Hwy, Laredo, TX 78046
  • 6130 S Staples St, Corpus Christi, TX 78413
  • 6630 Callaghan Rd, San Antonio, TX 78229
  • 2201 Nw Military Hwy, San Antonio, TX 78213
  • 2701 Highway 35 N, Rockport, TX 78382
  • 2501 W Wheeler Ave, Aransas Pass, TX 78336
  • 2410 Dodson - Wal-Mart, Del Rio, TX 78840
  • 8770 Tesoro Dr, San Antonio, TX 78217
  • 6411 N Navarro St, Victoria, TX 77904
  • 9710 Mines Rd, Laredo, TX 78045
  • 5610 San Bernardo Ave, Laredo, TX 78041
  • 1001 Mckinney St, Houston, TX 77002
  • 1300 Guadalupe St, Laredo, TX 78040
  • 4501 San Bernardo Ave, Laredo, TX 78041
  • 2442 San Isidro Pkwy, Laredo, TX 78045
  • 455 S Bibb Ave # 502, Eagle Pass, TX 78852
  • 2320 Bob Bullock Loop 20, Laredo, TX 78046
  • 5300 San Dario Ave, Laredo, TX 78041
  • 5706 Kirby Dr, Houston, TX 77005

Are deposits at International Bank Of Commerce insured?

Yes. International Bank Of Commerce is an FDIC-insured bank (FDIC certificate #19629). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

International Bank Of Commerce: frequently asked questions

Is International Bank Of Commerce a good bank?

International Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.5% capital ratio); Strongly profitable (ROA 2.80%).

Is International Bank Of Commerce FDIC-insured?

Yes. International Bank Of Commerce is a FDIC-insured bank (FDIC certificate #19629). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is International Bank Of Commerce?

International Bank Of Commerce holds $9.9 billion in total assets, ranking 62nd of 349 banks we track in Texas. It operates 81 branches.

Does International Bank Of Commerce have CFPB complaints?

No CFPB complaints against International Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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