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Woodforest National Bank

The Woodlands, TX · Est. 1980 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Woodforest National Bank is a bank based in The Woodlands, Texas, established in 1980, with $9.2 billion in total assets across 744 branches. By Trust Grade it ranks 273rd of 349 banks we track in Texas. Its capital ratio of 8.4% trails most similarly sized banks (13th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Woodforest National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.2B
$1B–10B institution
Deposits
$8.3B
Branches
744
Capital ratio
8.4%
Bottom 13% of $1B–10B peers · Texas median 10.9%
Return on assets
2.0%
Top 9% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#273
of 349 banks

How Woodforest National Bank compares to Texas peers

Capital ratio
Bottom 13% of $1B–10B peers
Woodforest National
8.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $1B–10B peers
Woodforest National
2.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Woodforest National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.4% capital ratio)
  • Strongly profitable (ROA 2.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Woodforest National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (744)

  • 420 S Main St, Highlands, TX 77562
  • 1330 Lake Robbins Dr, The Woodlands, TX 77380
  • 3101 W Davis St, Conroe, TX 77304
  • 528 Sheldon Rd, Channelview, TX 77530
  • 5808 Gulf Fwy, Houston, TX 77023
  • 19300 W Lake Houston Pkwy, Humble, TX 77346
  • 12620 Woodforest Blvd, Houston, TX 77015
  • 327 Rayford Rd, Spring, TX 77386
  • 1407 N Loop 336 W, Conroe, TX 77304
  • 550 W Montgomery St, Willis, TX 77378
  • 1025 Sawdust Rd, The Woodlands, TX 77380
  • 13750 East Fwy, Houston, TX 77015
  • 7 Switchbud Pl, The Woodlands, TX 77380
  • 5200 Fairmont Pkwy, Pasadena, TX 77505
  • 6910 Fm 1488 Rd, Magnolia, TX 77354
  • 18535 Fm 1488 Rd, Magnolia, TX 77354
  • 1330 Lake Robbins Dr, The Woodlands, TX 77380
  • 6410 Interstate 45, La Marque, TX 77568
  • 14235 Fm 2920, Tomball, TX 77375
  • 6902 Garth Rd, Baytown, TX 77521
  • 19221 I 45 S, Conroe, TX 77385
  • 80 Uvalde Rd, Houston, TX 77015
  • 27650 Tomball Pkwy, Tomball, TX 77375
  • 6918 Louetta Rd, Spring, TX 77379
  • 6703 Leslie Road, San Antonio, TX 78253
  • 155 Louetta Xing, Spring, TX 77373
  • 1111 N Loop 336 W, Conroe, TX 77301
  • 1616 W Henderson St, Cleburne, TX 76033
  • 3040 College Park Dr, The Woodlands, TX 77384
  • 1406 E Milam St, Mexia, TX 76667
  • 915 N Town East Blvd, Mesquite, TX 75150
  • 7451 Mccart Ave, Fort Worth, TX 76133
  • 23561 Highway 59, Porter, TX 77365
  • 150 W Fm 544, Murphy, TX 75094
  • 831 Ushwy 59 South, Cleveland, TX 77327
  • 735 W Sublett Rd, Arlington, TX 76017
  • 7401 Park Vista Blvd, Fort Worth, TX 76137
  • 6000 Coit Rd, Plano, TX 75023
  • 2951 Matlock Rd, Mansfield, TX 76063
  • 3959 Broadway Blvd, Garland, TX 75043

Are deposits at Woodforest National Bank insured?

Yes. Woodforest National Bank is an FDIC-insured bank (FDIC certificate #23220). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Woodforest National Bank: frequently asked questions

Is Woodforest National Bank a good bank?

Woodforest National Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 2.04%).

Is Woodforest National Bank FDIC-insured?

Yes. Woodforest National Bank is a FDIC-insured bank (FDIC certificate #23220). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Woodforest National Bank?

Woodforest National Bank holds $9.2 billion in total assets, ranking 273rd of 349 banks we track in Texas. It operates 744 branches.

Does Woodforest National Bank have CFPB complaints?

No CFPB complaints against Woodforest National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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