Charles Schwab Trust Bank
Charles Schwab Trust Bank is a bank based in Westlake, Texas, established in 2018, with $10.4 billion in total assets across 1 branch. By Trust Grade it ranks 310th of 349 banks we track in Texas. Its capital ratio of 7.4% trails most similarly sized banks (8th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Charles Schwab Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Charles Schwab Trust Bank compares to Texas peers
How we graded Charles Schwab Trust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Strongly profitable (ROA 2.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Charles Schwab Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 3000 Schwab Way, Westlake, TX 76262
Are deposits at Charles Schwab Trust Bank insured?
Yes. Charles Schwab Trust Bank is an FDIC-insured bank (FDIC certificate #59108). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Charles Schwab Trust Bank: frequently asked questions
Is Charles Schwab Trust Bank a good bank?
Charles Schwab Trust Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Strongly profitable (ROA 2.04%).
Is Charles Schwab Trust Bank FDIC-insured?
Yes. Charles Schwab Trust Bank is a FDIC-insured bank (FDIC certificate #59108). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Charles Schwab Trust Bank?
Charles Schwab Trust Bank holds $10.4 billion in total assets, ranking 310th of 349 banks we track in Texas. It operates 1 branch.
Does Charles Schwab Trust Bank have CFPB complaints?
No CFPB complaints against Charles Schwab Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
