Austin Capital Bank Ssb is a bank based in Austin, Texas, established in 2006, with $422 million in total assets across 15 branches. By Trust Grade it ranks 210th of 349 banks we track in Texas. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Austin Capital Bank Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Austin Capital Bank Ssb compares to Texas peers
How we graded Austin Capital Bank Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Austin Capital Bank Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 3305 Steck Ave Ste 275, Austin, TX 78757
- 22525 Se 64th Pl Ste 2-Dd, Issaquah, WA 98027
- 5975 Shiloh Rd, Alpharetta, GA 30005
- 2877 Bulverde Rd, Bulverde, TX 78163
- 685 Citadel Dr E Ste 290-9, Colorado Springs, CO 80909
- 6331 Skyway, Paradise, CA 95969
- 2990 N Litchfield Rd, Goodyear, AZ 85395
- 3305 Steck Ave Fl 3, Austin, TX 78757
- 12919 Southwest Fwy, Stafford, TX 77477
- 9101 Lbj Freeway, Suite 300-20 & 21, Dallas, TX 75243
- 475 N 300 W, Kaysville, UT 84037
- 4045 Pecos St, Denver, CO 80211
- 1490 Rusk Rd, Round Rock, TX 78665
- 131 Maple Row Blvd Ste 401, Hendersonville, TN 37075
- 8228 Mayfield Rd, Chesterland, OH 44026
Are deposits at Austin Capital Bank Ssb insured?
Yes. Austin Capital Bank Ssb is an FDIC-insured bank (FDIC certificate #58082). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Austin Capital Bank Ssb: frequently asked questions
Is Austin Capital Bank Ssb a good bank?
Austin Capital Bank Ssb earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.76%).
Is Austin Capital Bank Ssb FDIC-insured?
Yes. Austin Capital Bank Ssb is a FDIC-insured bank (FDIC certificate #58082). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Austin Capital Bank Ssb?
Austin Capital Bank Ssb holds $422 million in total assets, ranking 210th of 349 banks we track in Texas. It operates 15 branches.
Does Austin Capital Bank Ssb have CFPB complaints?
No CFPB complaints against Austin Capital Bank Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
