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Texas State Bank

San Angelo, TX · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Texas State Bank is a bank based in San Angelo, Texas, established in 1963, with $423 million in total assets across 4 branches. By Trust Grade it ranks 55th of 349 banks we track in Texas. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.36% return on assets. No consumer complaints against Texas State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$423.3M
$100M–1B institution
Deposits
$363.3M
Branches
4
Capital ratio
12.6%
Top 22% of $100M–1B peers · Texas median 10.9%
Return on assets
2.4%
Top 6% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#55
of 349 banks

How Texas State Bank compares to Texas peers

Capital ratio
Top 22% of $100M–1B peers
Texas State
12.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
Texas State
2.4%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Texas State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.6% capital ratio)
  • Strongly profitable (ROA 2.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Texas State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 2201 Sherwood Way, San Angelo, TX 76901
  • 2101 Sherwood Way, San Angelo, TX 76901
  • 4206 College Hills Blvd, San Angelo, TX 76904
  • 1815 N Chadbourne St, San Angelo, TX 76903

Are deposits at Texas State Bank insured?

Yes. Texas State Bank is an FDIC-insured bank (FDIC certificate #18698). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Texas State Bank: frequently asked questions

Is Texas State Bank a good bank?

Texas State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 2.36%).

Is Texas State Bank FDIC-insured?

Yes. Texas State Bank is a FDIC-insured bank (FDIC certificate #18698). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Texas State Bank?

Texas State Bank holds $423 million in total assets, ranking 55th of 349 banks we track in Texas. It operates 4 branches.

Does Texas State Bank have CFPB complaints?

No CFPB complaints against Texas State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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