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Dallas Capital Bank, National Association

Dallas, TX · Est. 1972 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Dallas Capital Bank, National Association is a bank based in Dallas, Texas, established in 1972, with $1.2 billion in total assets across 1 branch. By Trust Grade it ranks 198th of 349 banks we track in Texas. Its capital ratio of 11.6% is stronger than 72% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Dallas Capital Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$913.0M
Branches
1
Capital ratio
11.6%
Top 28% of $1B–10B peers · Texas median 10.9%
Return on assets
0.8%
Bottom 20% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#198
of 349 banks

How Dallas Capital Bank, National Association compares to Texas peers

Capital ratio
Top 28% of $1B–10B peers
Dallas Capital
11.6%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $1B–10B peers
Dallas Capital
0.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Dallas Capital Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dallas Capital Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 14185 Dallas Pkwy, Dallas, TX 75254

Are deposits at Dallas Capital Bank, National Association insured?

Yes. Dallas Capital Bank, National Association is an FDIC-insured bank (FDIC certificate #20727). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dallas Capital Bank, National Association: frequently asked questions

Is Dallas Capital Bank, National Association a good bank?

Dallas Capital Bank, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.78%).

Is Dallas Capital Bank, National Association FDIC-insured?

Yes. Dallas Capital Bank, National Association is a FDIC-insured bank (FDIC certificate #20727). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dallas Capital Bank, National Association?

Dallas Capital Bank, National Association holds $1.2 billion in total assets, ranking 198th of 349 banks we track in Texas. It operates 1 branch.

Does Dallas Capital Bank, National Association have CFPB complaints?

No CFPB complaints against Dallas Capital Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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