Texas National Bank is a bank based in Mercedes, Texas, established in 1920, with $1.2 billion in total assets across 13 branches. By Trust Grade it ranks 207th of 349 banks we track in Texas. Its capital ratio of 9.6% trails most similarly sized banks (37th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Texas National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas National Bank compares to Texas peers
How we graded Texas National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 1709 N Grant St, Roma, TX 78584
- 201 S Texas Ave, Mercedes, TX 78570
- 4908 S Jackson Rd, Edinburg, TX 78539
- 2801 W Us Highway 83, Rio Grande City, TX 78582
- 6901 N 10th St, Mcallen, TX 78504
- 621 S International Blvd, Weslaco, TX 78596
- 501 N Shary Rd, Mission, TX 78572
- 720 E Edinburg, Elsa, TX 78543
- 920 W. Interstate Highway 2, San Juan, TX 78589
- 1414 Ruben M Torres Blvd, Brownsville, TX 78521
- 1409 E Ridge Rd, Mcallen, TX 78503
- 4000 South Business Highway 281, Edinburg, TX 78539
- 1905 West Expressway 83, Penitas, TX 78576
Are deposits at Texas National Bank insured?
Yes. Texas National Bank is an FDIC-insured bank (FDIC certificate #3337). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas National Bank: frequently asked questions
Is Texas National Bank a good bank?
Texas National Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.13%).
Is Texas National Bank FDIC-insured?
Yes. Texas National Bank is a FDIC-insured bank (FDIC certificate #3337). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas National Bank?
Texas National Bank holds $1.2 billion in total assets, ranking 207th of 349 banks we track in Texas. It operates 13 branches.
Does Texas National Bank have CFPB complaints?
No CFPB complaints against Texas National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
