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Classic Bank, National Association

Cameron, TX · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Classic Bank, National Association is a bank based in Cameron, Texas, established in 1889, with $666 million in total assets across 7 branches. By Trust Grade it ranks 101st of 349 banks we track in Texas. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Classic Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$666.5M
$100M–1B institution
Deposits
$586.6M
Branches
7
Capital ratio
11.0%
Top 37% of $100M–1B peers · Texas median 10.9%
Return on assets
1.8%
Top 19% of $100M–1B peers · Texas median 1.38%
Rank in Texas
#101
of 349 banks

How Classic Bank, National Association compares to Texas peers

Capital ratio
Top 37% of $100M–1B peers
Classic Bank,
11.0%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Classic Bank,
1.8%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Classic Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Classic Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 825 E Austin St, Giddings, TX 78942
  • 102 N Houston Ave, Cameron, TX 76520
  • 198 W Ave B, Rosebud, TX 76570
  • 1707 W Cameron Ave, Rockdale, TX 76567
  • 12251 W State Highway 29, Liberty Hill, TX 78642
  • 493 Highway 71 W, Bastrop, TX 78602
  • 204 W Us Highway 79, Thorndale, TX 76577

Are deposits at Classic Bank, National Association insured?

Yes. Classic Bank, National Association is an FDIC-insured bank (FDIC certificate #3126). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Classic Bank, National Association: frequently asked questions

Is Classic Bank, National Association a good bank?

Classic Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.79%).

Is Classic Bank, National Association FDIC-insured?

Yes. Classic Bank, National Association is a FDIC-insured bank (FDIC certificate #3126). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Classic Bank, National Association?

Classic Bank, National Association holds $666 million in total assets, ranking 101st of 349 banks we track in Texas. It operates 7 branches.

Does Classic Bank, National Association have CFPB complaints?

No CFPB complaints against Classic Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Citizens National Bank
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First Community Bank
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Txn Bank
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Community Bank & Trust, Waco, Texas
bank · Waco, TX · $658M assets
American State Bank
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Worthington Bank
bank · Arlington, TX · $651M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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