Citizens National Bank is a bank based in Cameron, Texas, established in 1900, with $668 million in total assets across 13 branches. By Trust Grade it ranks 102nd of 349 banks we track in Texas. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against Citizens National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens National Bank compares to Texas peers
How we graded Citizens National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Strongly profitable (ROA 1.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 140 E Cameron Ave, Rockdale, TX 76567
- 500 N Travis Ave, Cameron, TX 76520
- 118 S Houston Ave, Cameron, TX 76520
- 316 N Main St, Taylor, TX 76574
- 104 W Austin St, Giddings, TX 78942
- 237 S Main St, Giddings, TX 78942
- 1401 W Cameron Ave, Rockdale, TX 76567
- 102 Hoxie St, Coupland, TX 78615
- 601 Fm 685, Pflugerville, TX 78660
- 14300 Ronald Reagan Blvd., Cedar Park, TX 78641
- 110 S Mays, Round Rock, TX 78664
- 1711 Central Texas Expwy, Killeen, TX 76541
- 317 S Austin St, Brenham, TX 77833
Are deposits at Citizens National Bank insured?
Yes. Citizens National Bank is an FDIC-insured bank (FDIC certificate #3127). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens National Bank: frequently asked questions
Is Citizens National Bank a good bank?
Citizens National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.59%).
Is Citizens National Bank FDIC-insured?
Yes. Citizens National Bank is a FDIC-insured bank (FDIC certificate #3127). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens National Bank?
Citizens National Bank holds $668 million in total assets, ranking 102nd of 349 banks we track in Texas. It operates 13 branches.
Does Citizens National Bank have CFPB complaints?
No CFPB complaints against Citizens National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
