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Community National Bank

Midland, TX · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community National Bank is a bank based in Midland, Texas, established in 1984, with $2.6 billion in total assets across 13 branches. By Trust Grade it ranks 80th of 349 banks we track in Texas. Its capital ratio of 12.4% is stronger than 80% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 2.04% return on assets. No consumer complaints against Community National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.2B
Branches
13
Capital ratio
12.4%
Top 20% of $1B–10B peers · Texas median 10.9%
Return on assets
2.0%
Top 9% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#80
of 349 banks

How Community National Bank compares to Texas peers

Capital ratio
Top 20% of $1B–10B peers
Community National
12.4%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $1B–10B peers
Community National
2.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 2.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 601 E Florida Ave, Midland, TX 79701
  • 500 W Illinois Ave, Midland, TX 79701
  • 719 W Louisiana Ave, Midland, TX 79701
  • 3005 W Cuthbert Ave, Midland, TX 79701
  • 1609 N Midland Dr, Midland, TX 79703
  • 1211 N Lamesa Hwy, Stanton, TX 79782
  • 5329 W Loop 250 N, Midland, TX 79707
  • 2101 W Wadley Ave, Midland, TX 79705
  • 17855 Dallas Pkwy, Dallas, TX 75287
  • 8040 E Highway 191, Odessa, TX 79765
  • 11807 Slide Road, Lubbock, TX 79424
  • 7904 Milwaukee Ave, Lubbock, TX 79424
  • 7904 Milwaukee Ave, Lubbock, TX 79424

Are deposits at Community National Bank insured?

Yes. Community National Bank is an FDIC-insured bank (FDIC certificate #24897). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community National Bank: frequently asked questions

Is Community National Bank a good bank?

Community National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 2.04%).

Is Community National Bank FDIC-insured?

Yes. Community National Bank is a FDIC-insured bank (FDIC certificate #24897). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community National Bank?

Community National Bank holds $2.6 billion in total assets, ranking 80th of 349 banks we track in Texas. It operates 13 branches.

Does Community National Bank have CFPB complaints?

No CFPB complaints against Community National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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