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Falcon International Bank

Laredo, TX · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Falcon International Bank is a bank based in Laredo, Texas, established in 1986, with $2.3 billion in total assets across 20 branches. By Trust Grade it ranks 92nd of 349 banks we track in Texas. Its capital ratio of 11.8% is stronger than 74% of similarly sized banks, versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Falcon International Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3B
$1B–10B institution
Deposits
$2.0B
Branches
20
Capital ratio
11.8%
Top 26% of $1B–10B peers · Texas median 10.9%
Return on assets
1.5%
Top 32% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#92
of 349 banks

How Falcon International Bank compares to Texas peers

Capital ratio
Top 26% of $1B–10B peers
Falcon International
11.8%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
Falcon International
1.5%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Falcon International Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Falcon International Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (20)

  • 19230 Stone Oak Pkwy, San Antonio, TX 78258
  • 801 Matamoros St, Laredo, TX 78040
  • 204 Bob Bullock Loop, Laredo, TX 78043
  • 7718 Mcpherson Rd Bldg F, Laredo, TX 78045
  • 5219 Mcpherson Rd, Laredo, TX 78041
  • 6002 Mcpherson Rd, Laredo, TX 78041
  • 275 S Bibb Ave, Eagle Pass, TX 78852
  • 6625 San Dario Ave, Laredo, TX 78041
  • 504 S Main St, Del Rio, TX 78840
  • 1005 N Loop 4, Buda, TX 78610
  • Boulevard Puerta De Hierro No 521 Piso Lobby Torre, B, Zapopan, 00000
  • 476 S Bibb Ave, Eagle Pass, TX 78852
  • 110 Chevrolet Dr, Del Rio, TX 78840
  • 500 E Us Highway 83, Mcallen, TX 78501
  • 10511 Mcpherson Rd, Laredo, TX 78045
  • 6301 N 10th St, Mcallen, TX 78504
  • 12002 Bandera Rd, Helotes, TX 78023
  • 134 S Us Highway 83, Zapata, TX 78076
  • 1805 N Expressway, Brownsville, TX 78520
  • 1114 Lost Creek Blvd, Austin, TX 78746

Are deposits at Falcon International Bank insured?

Yes. Falcon International Bank is an FDIC-insured bank (FDIC certificate #26856). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Falcon International Bank: frequently asked questions

Is Falcon International Bank a good bank?

Falcon International Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.45%).

Is Falcon International Bank FDIC-insured?

Yes. Falcon International Bank is a FDIC-insured bank (FDIC certificate #26856). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Falcon International Bank?

Falcon International Bank holds $2.3 billion in total assets, ranking 92nd of 349 banks we track in Texas. It operates 20 branches.

Does Falcon International Bank have CFPB complaints?

No CFPB complaints against Falcon International Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Golden Bank, National Association
bank · Houston, TX · $2.2B assets
Texas Community Bank
bank · Laredo, TX · $2.2B assets
Texas First Bank
bank · Texas City, TX · $2.4B assets
Horizon Bank, Ssb
bank · Austin, TX · $2.4B assets
Citizens National Bank Of Texas
bank · Waxahachie, TX · $2.1B assets
First United Bank
bank · Dimmitt, TX · $2.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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