Skip to main content
bank

First United Bank

Dimmitt, TX · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First United Bank is a bank based in Dimmitt, Texas, established in 1907, with $2.4 billion in total assets across 25 branches. By Trust Grade it ranks 18th of 349 banks we track in Texas. Its capital ratio of 10.1% trails most similarly sized banks (46th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against First United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.4B
$1B–10B institution
Deposits
$2.2B
Branches
25
Capital ratio
10.1%
Bottom 46% of $1B–10B peers · Texas median 10.9%
Return on assets
2.0%
Top 11% of $1B–10B peers · Texas median 1.38%
Rank in Texas
#18
of 349 banks

How First United Bank compares to Texas peers

Capital ratio
Bottom 46% of $1B–10B peers
First United
10.1%
Texas median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $1B–10B peers
First United
2.0%
Texas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First United Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First United Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (25)

  • 106 Main, Seagraves, TX 79359
  • 220 E Main St, Earth, TX 79031
  • 930 Frontage Rd, Idalou, TX 79329
  • 5802 4th St, Lubbock, TX 79416
  • 704 10th Street, Paducah, TX 79248
  • 701 Main St, Hale Center, TX 79041
  • 301 N Main St, Childress, TX 79201
  • 2003 Hall Ave, Littlefield, TX 79339
  • 3000 Olton Rd, Plainview, TX 79072
  • 601 N 1st St, Lamesa, TX 79331
  • 201 N Broadway St, Dimmitt, TX 79027
  • 6604 Frankford Ave, Lubbock, TX 79424
  • 317 Main St, Abernathy, TX 79311
  • 601 Nw Avenue B, Seminole, TX 79360
  • 200 Main Street, Sudan, TX 79371
  • One First United Bank Parkway, Amarillo, TX 79119
  • 801 23rd St, Canyon, TX 79015
  • 1900 Se 34th Ave, Amarillo, TX 79118
  • 5802 4th St, Lubbock, TX 79416
  • 2904 Garnett Ave, Wichita Falls, TX 76308
  • 9801 Indiana Ave, Lubbock, TX 79423
  • 901 Main Ave, Ralls, TX 79357
  • 101 N Avenue E, Haskell, TX 79521
  • 1523 Main, Petersburg, TX 79250
  • 201 N Broadway St, Dimmitt, TX 79027

Are deposits at First United Bank insured?

Yes. First United Bank is an FDIC-insured bank (FDIC certificate #12769). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First United Bank: frequently asked questions

Is First United Bank a good bank?

First United Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.97%).

Is First United Bank FDIC-insured?

Yes. First United Bank is a FDIC-insured bank (FDIC certificate #12769). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First United Bank?

First United Bank holds $2.4 billion in total assets, ranking 18th of 349 banks we track in Texas. It operates 25 branches.

Does First United Bank have CFPB complaints?

No CFPB complaints against First United Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Horizon Bank, Ssb
bank · Austin, TX · $2.4B assets
Texasbank
bank · Fort Worth, TX · $2.5B assets
American National Bank & Trust
bank · Wichita Falls, TX · $2.5B assets
Extraco Banks, National Association
bank · Temple, TX · $2.5B assets
Texas First Bank
bank · Texas City, TX · $2.4B assets
Community National Bank
bank · Midland, TX · $2.6B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →