Horizon Bank, Ssb is a bank based in Austin, Texas, established in 1905, with $2.4 billion in total assets across 6 branches. By Trust Grade it ranks 278th of 349 banks we track in Texas. Its capital ratio of 8.4% trails most similarly sized banks (13th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.76% return on assets. No consumer complaints against Horizon Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Horizon Bank, Ssb compares to Texas peers
How we graded Horizon Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Horizon Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 600 West 5th Street, Austin, TX 78701
- 200 W Travis, Holland, TX 76534
- 600 Congress Ave, Austin, TX 78701
- 815 N Stagecoach Rd, Salado, TX 76571
- 12007 Technology Blvd, Austin, TX 78727
- 9369 Tarver Dr, Temple, TX 76502
Are deposits at Horizon Bank, Ssb insured?
Yes. Horizon Bank, Ssb is an FDIC-insured bank (FDIC certificate #3256). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Horizon Bank, Ssb: frequently asked questions
Is Horizon Bank, Ssb a good bank?
Horizon Bank, Ssb earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.76%).
Is Horizon Bank, Ssb FDIC-insured?
Yes. Horizon Bank, Ssb is a FDIC-insured bank (FDIC certificate #3256). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Horizon Bank, Ssb?
Horizon Bank, Ssb holds $2.4 billion in total assets, ranking 278th of 349 banks we track in Texas. It operates 6 branches.
Does Horizon Bank, Ssb have CFPB complaints?
No CFPB complaints against Horizon Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
