Texas First Bank is a bank based in Texas City, Texas, established in 1982, with $2.4 billion in total assets across 28 branches. By Trust Grade it ranks 220th of 349 banks we track in Texas. Its capital ratio of 9.3% trails most similarly sized banks (31th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Texas First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Texas First Bank compares to Texas peers
How we graded Texas First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Texas First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (28)
- 8128 Highway 6, Hitchcock, TX 77563
- 12402 Highway 6, Santa Fe, TX 77510
- 3232 Palmer Hwy, Texas City, TX 77590
- 6731 Spencer Hwy, Pasadena, TX 77505
- 16831 Highway 124, Fannett, TX 77705
- 3000 Fm 1764 Rd, La Marque, TX 77568
- 2401 Broadway St, Galveston, TX 77550
- 13701 Fm 3005 Rd, Galveston, TX 77554
- 111 W Parkwood Ave, Friendswood, TX 77546
- 4301 Highway 3, Dickinson, TX 77539
- 111 Highway 3 S, League City, TX 77573
- 1100 Highway 146, Kemah, TX 77565
- 2385 State Highway 87, Port Bolivar, TX 77650
- 407 Oak St, La Marque, TX 77568
- 1302 North Main Street, Liberty, TX 77575
- 519 Rollingbrook Dr, Baytown, TX 77521
- 11757 Katy Fwy, Houston, TX 77079
- 2343 N Main St, Pearland, TX 77581
- 4648 Beechnut St, Houston, TX 77096
- 16522 Stuebner Airline Rd, Spring, TX 77379
- 6501 Stewart Rd, Galveston, TX 77551
- 1965 South Loop 336 West, Conroe, TX 77304
- 3000 Research Blvd Ste 190, The Woodlands, TX 77381
- 10607 Highway 69, Port Arthur, TX 77640
- 210 Highway 124, Winnie, TX 77665
- 2225 E Randol Mill Rd, Arlington, TX 76011
- 6363 Phelan Blvd, Beaumont, TX 77706
- 19940 Eva St, Montgomery, TX 77356
Are deposits at Texas First Bank insured?
Yes. Texas First Bank is an FDIC-insured bank (FDIC certificate #23799). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Texas First Bank: frequently asked questions
Is Texas First Bank a good bank?
Texas First Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.61%).
Is Texas First Bank FDIC-insured?
Yes. Texas First Bank is a FDIC-insured bank (FDIC certificate #23799). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Texas First Bank?
Texas First Bank holds $2.4 billion in total assets, ranking 220th of 349 banks we track in Texas. It operates 28 branches.
Does Texas First Bank have CFPB complaints?
No CFPB complaints against Texas First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
