American National Bank & Trust is a bank based in Wichita Falls, Texas, established in 1976, with $2.5 billion in total assets across 14 branches. By Trust Grade it ranks 174th of 349 banks we track in Texas. Its capital ratio of 10.2% trails most similarly sized banks (48th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against American National Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American National Bank & Trust compares to Texas peers
How we graded American National Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American National Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (14)
- 2732a Midwestern Pkwy, Wichita Falls, TX 76308
- 111 W 4th St, Quanah, TX 79252
- 200 Avenue H, Chillicothe, TX 79225
- 1201 Cross Timbers Rd, Flower Mound, TX 75028
- 219 W Park Ave, Iowa Park, TX 76367
- 825 Scott Ave, Wichita Falls, TX 76301
- 108 W Main, Archer City, TX 76351
- 1920 Elmwood North Ave, Wichita Falls, TX 76308
- 1500 W 7th St, Fort Worth, TX 76102
- 120 S Carroll Blvd, Denton, TX 76201
- 17440 Dallas Pkwy, Dallas, TX 75287
- 409 S Oak, Roanoke, TX 76262
- 203 W Walnut Street, Decatur, TX 76234
- 5310 Forest Ln, Dallas, TX 75244
Are deposits at American National Bank & Trust insured?
Yes. American National Bank & Trust is an FDIC-insured bank (FDIC certificate #22373). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American National Bank & Trust: frequently asked questions
Is American National Bank & Trust a good bank?
American National Bank & Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Profitable (ROA 0.89%).
Is American National Bank & Trust FDIC-insured?
Yes. American National Bank & Trust is a FDIC-insured bank (FDIC certificate #22373). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American National Bank & Trust?
American National Bank & Trust holds $2.5 billion in total assets, ranking 174th of 349 banks we track in Texas. It operates 14 branches.
Does American National Bank & Trust have CFPB complaints?
No CFPB complaints against American National Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
