Extraco Banks, National Association is a bank based in Temple, Texas, established in 1933, with $2.5 billion in total assets across 16 branches. By Trust Grade it ranks 293rd of 349 banks we track in Texas. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Texas median of 10.9%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Extraco Banks, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Extraco Banks, National Association compares to Texas peers
How we graded Extraco Banks, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Extraco Banks, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 2000 N Main St, Belton, TX 76513
- 1208 E Main St, Hamilton, TX 76531
- 3615 S 31st St, Temple, TX 76502
- 200 Hewitt Dr, Waco, TX 76712
- 1003 E Business 190, Copperas Cove, TX 76522
- 1700 N Valley Mills Dr, Waco, TX 76710
- 3615 S 31st St, Temple, TX 76502
- 1002 W Central Texas Expy, Killeen, TX 76541
- 1504 Williams Dr, Georgetown, TX 78628
- 100 W Central Texas Expy, Harker Heights, TX 76548
- 18 S Main St # 20, Temple, TX 76501
- 2706 S Texas Ave, Bryan, TX 77802
- 605 S University Parks Dr, Waco, TX 76706
- 4189 State Hwy 6 S, College Station, TX 77845
- 102 S. 1st Street, Temple, TX 76501
- 800 E Main St, Gatesville, TX 76528
Are deposits at Extraco Banks, National Association insured?
Yes. Extraco Banks, National Association is an FDIC-insured bank (FDIC certificate #5551). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Extraco Banks, National Association: frequently asked questions
Is Extraco Banks, National Association a good bank?
Extraco Banks, National Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.81%).
Is Extraco Banks, National Association FDIC-insured?
Yes. Extraco Banks, National Association is a FDIC-insured bank (FDIC certificate #5551). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Extraco Banks, National Association?
Extraco Banks, National Association holds $2.5 billion in total assets, ranking 293rd of 349 banks we track in Texas. It operates 16 branches.
Does Extraco Banks, National Association have CFPB complaints?
No CFPB complaints against Extraco Banks, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
