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Clear Mountain Bank

Bruceton Mills, WV · Est. 1931 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Clear Mountain Bank is a bank based in Bruceton Mills, West Virginia, established in 1931, with $1.0 billion in total assets across 12 branches. By Trust Grade it ranks 6th of 41 banks we track in West Virginia. Its capital ratio of 11.8% is stronger than 75% of similarly sized banks, versus a West Virginia median of 10.1%. It was profitable over the most recent period, with a 1.53% return on assets. No consumer complaints against Clear Mountain Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$878.0M
Branches
12
Capital ratio
11.8%
Top 25% of $1B–10B peers · West Virginia median 10.1%
Return on assets
1.5%
Top 27% of $1B–10B peers · West Virginia median 1.01%
Rank in West Virginia
#6
of 41 banks

How Clear Mountain Bank compares to West Virginia peers

Capital ratio
Top 25% of $1B–10B peers
Clear Mountain
11.8%
West Virginia median
10.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $1B–10B peers
Clear Mountain
1.5%
West Virginia median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Clear Mountain Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clear Mountain Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 160 Morgantown St, Bruceton Mills, WV 26525
  • 115 N Robert Stone Way, Reedsville, WV 26547
  • 330 E Main St, Kingwood, WV 26537
  • 102 Venture Dr, Morgantown, WV 26508
  • 1889 Earl L Core Rd, Morgantown, WV 26505
  • 12730 Garrett Hwy, Oakland, MD 21550
  • 41 S Buffalo St, Rowlesburg, WV 26425
  • 946 Maple Drive, Morgantown, WV 26505
  • 15 Sweetbrier Ln, Bridgeport, WV 26330
  • 86 Skidmore Lane, Sutton, WV 26601
  • 241 Middletown Loop, White Hall, WV 26554
  • 1101 E State Ave, Terra Alta, WV 26764

Are deposits at Clear Mountain Bank insured?

Yes. Clear Mountain Bank is an FDIC-insured bank (FDIC certificate #2443). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clear Mountain Bank: frequently asked questions

Is Clear Mountain Bank a good bank?

Clear Mountain Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.53%).

Is Clear Mountain Bank FDIC-insured?

Yes. Clear Mountain Bank is a FDIC-insured bank (FDIC certificate #2443). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Clear Mountain Bank?

Clear Mountain Bank holds $1.0 billion in total assets, ranking 6th of 41 banks we track in West Virginia. It operates 12 branches.

Does Clear Mountain Bank have CFPB complaints?

No CFPB complaints against Clear Mountain Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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