Banks & credit unions in Independence, MO

4 institutions headquartered in Independence — 1 bank and 3 credit unions, holding $1.2B in combined assets. Ranked by Bankzia Trust Grade.

Banks in Independence

1
95
Blue Ridge Bank And Trust Co.
bank · Independence, MO · $882M assets

Credit unions in Independence

1
97
United Consumers
credit union · Independence, MO · $216M assets
2
97
Independence Teachers
credit union · Independence, MO · $17M assets
3
95
City
credit union · Independence, MO · $64M assets

From the Blog

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Banking Guides
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FDIC and NCUA insurance covers $250,000 per depositor, per ownership category, per institution. Here's how to think about how much to keep at a single bank — and when to spread it out.
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Banking Guides
High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
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A person using a card reader at a counter — representing everyday banking
Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
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Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
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State Guides
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State Guides
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June 25, 2026 · 7 min read
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State Guides
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2 banks in Wisconsin earned a D or F Trust Grade. Here are the lowest-rated FDIC-insured banks in the state — and what the warning signs mean for depositors.
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Customer service interaction at a financial institution
State Guides
Credit Unions to Avoid in Wisconsin: Lowest Trust Grade Ratings (2026)
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Financial data on a computer screen showing bank performance metrics
State Guides
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