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credit union

Champion Community

Courtland, AL · Est. 1971
A
Trust Grade
Excellent
Score: 93/100

Champion Community is a credit union based in Courtland, Alabama, established in 1971, with $51 million in total assets serving 3,043 members. By Trust Grade it ranks 48th of 89 credit unions we track in Alabama. Its net worth ratio of 14.5% is stronger than 52% of similarly sized credit unions, versus a Alabama median of 14.2%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Champion Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.4M
<$100M institution
Members
3,043
Shares & deposits
Net worth ratio
14.5%
Top 48% of <$100M peers · Alabama median 14.2%
Return on assets
0.4%
Bottom 41% of <$100M peers · Alabama median 0.65%
Rank in Alabama
#48
of 89 credit unions

How Champion Community compares to Alabama peers

Net worth ratio
Top 48% of <$100M peers
Champion Community
14.5%
Alabama median
14.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of <$100M peers
Champion Community
0.4%
Alabama median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Champion Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.5% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Champion Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Champion Community insured?

Yes. Champion Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Champion Community: frequently asked questions

Is Champion Community a good credit union?

Champion Community earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.43%).

Is Champion Community NCUA-insured?

Yes. Champion Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Champion Community?

Champion Community holds $51 million in total assets, ranking 48th of 89 credit unions we track in Alabama. It serves 3,043 members.

Does Champion Community have CFPB complaints?

No CFPB complaints against Champion Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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