United Local
United Local is a credit union based in Fresno, California, established in 1953, with $121 million in total assets serving 7,613 members. By Trust Grade it ranks 132nd of 241 credit unions we track in California. Its net worth ratio of 19.8% is stronger than 97% of similarly sized credit unions, versus a California median of 11.1%. It posted a loss over the most recent period (-0.31% return on assets), a point to watch. No consumer complaints against United Local appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Local compares to California peers
How we graded United Local
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.8% capital ratio)
- Unprofitable over the period (ROA -0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Local over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Local insured?
Yes. United Local is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Local: frequently asked questions
Is United Local a good credit union?
United Local earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Unprofitable over the period (ROA -0.31%).
Is United Local NCUA-insured?
Yes. United Local is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Local?
United Local holds $121 million in total assets, ranking 132nd of 241 credit unions we track in California. It serves 7,613 members.
Does United Local have CFPB complaints?
No CFPB complaints against United Local appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
