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credit union

San Diego County

San Diego, CA · Est. 1938
82/ 100
Trust Grade
Strong
82 out of 100

San Diego County is a credit union based in San Diego, California, established in 1938, with $9.4 billion in total assets serving 413,767 members. By Trust Grade it ranks 181st of 241 credit unions we track in California. Its net worth ratio of 20.0% is stronger than 99% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.50% return on assets. Consumers filed 204 complaints about SAN DIEGO COUNTY CREDIT UNION with the CFPB — 21.7 per $1B in assets, a higher rate than 87% of peers.

Total assets
$9.4B
$1B–10B institution
Members
413,767
Shares & deposits
Net worth ratio
20.0%
Top 1% of $1B–10B peers · California median 11.1%
Return on assets
0.5%
Bottom 30% of $1B–10B peers · California median 0.5%
Rank in California
#181
of 241 credit unions

How San Diego County compares to California peers

Net worth ratio
Top 1% of $1B–10B peers
San Diego
20.0%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $1B–10B peers
San Diego
0.5%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded San Diego County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
46.14705882352941/100
Overall
82/100
  • Strongly capitalized (20.0% capital ratio)
  • Profitable (ROA 0.50%)
  • 21.7 complaints per $1B in assets

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

204 complaints filed with the CFPB against SAN DIEGO COUNTY CREDIT UNION — 21.7 per $1B in assets.

These records were matched to San Diego County by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →

Total complaints
204
Per $1B assets
21.7
Lower = better
Answered on time
100.0%
Closed with relief
13.2%
Complaints by product
Credit reporting or other personal consumer reports
65
Checking or savings account
64
Debt collection
32
Vehicle loan or lease
14
Mortgage
8

Are deposits at San Diego County insured?

Yes. San Diego County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

San Diego County: frequently asked questions

Is San Diego County a good credit union?

San Diego County earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 94/100 and a customer-experience score of 46.14705882352941/100. Strongly capitalized (20.0% capital ratio); Profitable (ROA 0.50%).

Is San Diego County NCUA-insured?

Yes. San Diego County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is San Diego County?

San Diego County holds $9.4 billion in total assets, ranking 181st of 241 credit unions we track in California. It serves 413,767 members.

How many complaints does San Diego County have?

Consumers filed 204 complaints about SAN DIEGO COUNTY CREDIT UNION with the CFPB, or 21.7 per $1B in assets. 100% were answered on time. 13% closed with relief to the consumer.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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